Health Insurance

For Individual

Financial coverage to an individual against illnesses

Individual health insurance plans are designed to cover the policyholder against various illnesses with cashless hospitalization and numerous other add-on features. Under this policy, the entire sum insured covers only one individual. If you are not married and single then an individual health insurance plan is apt for you.

Medical emergencies can hit any person anytime irrespective of age, gender and lifestyle. Their unpredictability demands that we always stay prepared to face them in a timely manner.

The greater benefit of health insurance is that it prevents a medical emergency from becoming a financial emergency. Choosing a right medical plan can be a very tricky process due to the plethora of complicated insurance products in the market. Vedha FinServ tries to ‘un-complicate’ the process for you with our easy to understand and transparent individual health insurance plans

For Family

Family members under the umbrella of a single health cover

Nothing is more important than your family that’s why it is important to buy a family health insurance plan to protect their health and your wealth. Just make sure to check their medical history or if they have any pre-existing illnesses.

A family health plan is a type of health insurance, which covers more than one member of a family for a fixed sum assured in exchange for a single annual premium. Such a policy provides assured coverage to two or more members of a family at the same time, in case they get hospitalized or an ailment is diagnosed.

For Parents

Insurance for your parents to meet all there medical needs advanced age.

It is our duty to look after our parents, especially when they are unwell. Even when you grow up, your parents are always selflessly worrying about you. But its time you show your concern for their wellbeing. Don’t let health issues put a dent on your hard-earned savings. With our recommended health insurance plan especially crafted for parents, shield them from health worries unexpected medical expenses.

The premium paid towards health insurance policies for your parents qualifies for deduction under Section 80D of the Income Tax Act.

For Maternity

Health insurance covering maternity costs, including both pre and post-natal care, child delivery etc

Maternity Insurance is a plan designed to cover for the maternity and health care cost to expecting mothers and their new-borns. Usually, a maternity benefit is provided as an add-on or additional rider with your existing health insurance policy.

A maternity benefit is also often provided by corporates for their female employees along with their group health policies. However, as with all riders, the coverage provided under maternity benefit has a sub-limit that may not be enough to pay for the entire cost of pregnancy. In this case, a complete pregnancy health insurance package is an ideal option.

Group Mediclaim

Insurance Policy providing medical coverage for your employees.

To ensure smooth and profitable business operations, enterprises offer their employees access to timely medical care. The Group Mediclaim Insurance Policy not only provides medical coverage for your employees, but also gives you tax benefits for your enterprise.

Group insurance provides supplemental coverage to better ensure the physical, mental and financial health of insured members and their families. Knowing they can benefit from such coverage is reassuring for both employers and employees.

Top-up

Enhanced health insurance coverage at low cost

Top up plan is just like our basic health insurance coverage but with deductible amount. Which offers high coverage with nominal premium. This policy covers persons in the age group 91 days to 100 years. There is no maximum age limit for entry. Dependent children between 91 days to 25 years can be covered if either parent is covered under the same policy.

It is not mandatory to have the basic health cover for buying this policy but it is always good to have the base cover if you are buying top up plan as it will help you to pay deductible part from your base cover.